Privacy Policy

At Gilt Calculator (www.giltcalculator.co.uk), we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal data in compliance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018.

1. Information we collect

We may collect the following types of information when you use our Services:

• Personal data. When you create an account or subscribe, we may collect your name, email address, and payment information (processed securely via Stripe).
• Usage data. We collect information about how you interact with our Services, such as IP addresses, browser type, pages visited, and time spent on the website.
• Cookies. We use cookies to enhance your experience, analyse usage, and deliver personalised content. You can manage cookie preferences through your browser settings.

2. How we use your information

• Provide and maintain our Services, including processing subscriptions and delivering financial tools.
• Communicate with you, such as responding to inquiries or sending service-related notifications.
• Analyse and improve our Services, including website performance and user experience.
• Comply with legal obligations, such as tax reporting or data protection regulations.

3. Legal basis for processing

• Contract. To fulfil our obligations under your subscription or account agreement.
• Consent. For optional data collection, such as marketing communications, where you have provided explicit consent.
• Legitimate interests. For improving our Services and ensuring website security, where such interests do not override your rights.
• Legal obligation. To comply with applicable laws and regulations.

4. Your rights under UK GDPR

• Access. Request a copy of the personal data we hold about you.
• Rectification. Correct inaccurate or incomplete data.
• Erasure. Request deletion of your data, subject to legal obligations.
• Portability. Receive your data in a structured, portable format.

To exercise these rights, contact us at giltcalculator@gmail.com. We will respond within one month, as required by law.

5. Data security and international transfers

We implement appropriate technical and organisational measures to protect your personal data, including encryption and secure servers. However, no system is completely secure, and we cannot guarantee absolute security.

Some of our service providers (e.g., Stripe, Supabase) may process data outside the UK. We ensure such transfers comply with UK GDPR through appropriate safeguards, such as Standard Contractual Clauses.

6. Contact and complaints

If you have any questions about this Privacy Policy or our data practices, please contact us at giltcalculator@gmail.com.

You may also lodge a complaint with the UK Information Commissioner's Office (ICO) at www.ico.org.uk if you believe we have not handled your data appropriately.