Welcome to Gilt Calculator (www.giltcalculator.co.uk). These Terms of Service ("Terms") govern your use of our website, tools, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.
Gilt Calculator provides tools for calculating and building GILT (UK government bond) investment ladders. You agree to use the Services only for lawful purposes and in accordance with these Terms. You must be at least 18 years old to use our Services.
The information and tools provided by Gilt Calculator are for informational and educational purposes only. They do not constitute financial, investment, or professional advice. You are responsible for consulting with qualified financial advisors before making investment decisions. Gilt Calculator is not liable for any losses or damages resulting from your use of the Services.
All content, designs, logos, and tools on the Gilt Calculator website are owned by or licensed to Gilt Calculator. You may not reproduce, distribute, or create derivative works from our content without express written permission.
Some features of the Services require a user account. You are responsible for maintaining the confidentiality of your account credentials and for all activities under your account. Notify us immediately at giltcalculator@gmail.com if you suspect unauthorised use of your account.
Certain features of the Services may require a paid subscription. By subscribing, you agree to pay the applicable fees through our third-party payment processor (Stripe). All payments are non-refundable unless otherwise stated. We may modify subscription fees with prior notice.
To the fullest extent permitted by law, Gilt Calculator, its affiliates, and its service providers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Services. Our total liability shall not exceed the amount you paid for the Services in the preceding 12 months.
We may suspend or terminate your access to the Services at our discretion, with or without notice, for any violation of these Terms or for any other reason. You may terminate your account at any time by contacting us at giltcalculator@gmail.com.
These Terms are governed by the laws of England and Wales. Any disputes arising from these Terms shall be resolved in the courts of England and Wales.
We may update these Terms from time to time. We will notify you of significant changes by posting the updated Terms on our website or via email. Your continued use of the Services after such changes constitutes your acceptance of the revised Terms.
If you have any questions about these Terms, please contact us at:
Email: giltcalculator@gmail.com